<body background="images/back.gif" bgcolor="#ffffff" link="#002de0" vlink="#002de0" alink="#ffffff"> <!--#neoscript code='set scount [incr_nc 2]'--> <table border="0" cellpadding="3"> <tr> <td valign="top" width="170" align="left"> <img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/logo.gif" width=117 height=81 border=0><a href="search.html"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon16.gif" width=128 height=28 border=0 alt="*Search*"></a><a href="edu/index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon1.gif" width=128 height=28 border=0 alt="*Education*"></a><a href="counsel/index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon2.gif" width=128 height=28 border=0 alt="*Counseling*"></a><a href="info/index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon3.gif" width=128 height=28 border=0 alt="*Consumer Info*"></a><a href="susan/index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon6.gif" width=128 height=28 border=0 alt="* Susan and Co.*"></a><a href="richard/index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon10.gif" width=128 height=28 border=0 alt="*Dear Richard*"></a><a href="hotline/index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon5.gif" width=128 height=28 border=0 alt="*Credit Hotline*"></a><a href="press/index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon7.gif" width=128 height=28 border=0 alt="*Press Releases*"></a><a href="notify/default.htm"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon11.gif" width=128 height=28 border=0 alt="*Notification Service*"></a><a href="comments.html"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/icon9.gif" width=128 height=28 border=0 alt="*Survey*"></a><a href="index.asp"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/iconhome.gif" width=128 height=28 border=0 alt="*Front Page*"></a> <a href="http://www.mckinley.com/"><img alt="CCCS of the Gulf Coast Area, Inc" title="CCCS of the Gulf Coast Area, Inc" src="images/3star.gif" width=128 height=44 vspace=4 border=0></a> </td> <td width="600"> <table border="0" width="550" cellpadding="3"> <tr><td colspan="2" align="middle" valign="top"> <center> <font color="#002de0" face="arial,helvetica" size="2"> <img src="images/CCCSLogo.gif" alt="Money Management International"><br> <br> <h1>Money Management International offers help with budgeting, money management and credit issues 365 days a year.</h1> </br> You can choose to work directly with a counselor in person, by telephone or online. As a team, you and your counselor will work together to create a livable spending plan and establish an action plan for becoming debt free and achieving your financial goals.</font> <br> </center></td></td> <tr> <td width="50%" valign=top> <font size="2"> <img height="8" src="images/grnpoint.gif" width="4" align="bottom" alt="point" /> <a href="http://www.moneymanagement.org/financialfreedom/intro.asp?RCID=46" target="_top"> <b>Online Credit Counseling</b></a><br> A counselor at Money Management International will work with you to develop a personal financial assessment by analyzing your income, expenses, assets and liabilities. <p> <img height="8" src="images/grnpoint.gif" width="4" align="bottom" alt="point" /> <a href="http://www.crediteducation.org" target="_new"> <b>Credit Education</b></a><br> Learn more about educational workshop opportunities, community partnerships, financial literacy initiatives and the volunteer educator program provided by the Centers for Financial Education </font><p> <font size="2"><img height="8" src="images/grnpoint.gif" width="4" align="bottom" alt="point" /> <A href="http://www.moneymanagement.org/FinancialTools/" target="_parent"> <b>Loan Calculators</b></A><br> Before taking out a loan, determine if it is financially feasible.</font> <font size="2"><p> <img height="8" src="images/grnpoint.gif" width="4" align="bottom" alt="point" /> <A target="_parent" href="index.asp?tp=community/index.asp"> <b>Money Mangement International Community Relations</b></A><br> A calendar of upcoming free financial education classes sponsored or co-sponsored by CCCS of the Gulf Coast Area, Inc. <p> <img height="8" src="images/grnpoint.gif" width="4" align="bottom" alt="point" /> <b><a href="http://www.FinancialLiteracyMonth.com">Do you know the secret for successful money management?</a></b><br> If so, we want to hear from you! Submit your tip for change at <a href="http://www.FinancialLiteracyMonth.com">FinancialLiteracyMonth.com</a>. </td> <td valign=top width="50%"> <p><img src="images/grnpoint.gif" alt="Money Management International" width="4" height="8" align="bottom" alt="point" /> <span><a href="http://regiftable.com/Regifting101/Default.aspx" target="_blank" class="FPNews"><font size="2"><strong>Does your holiday debt outlast your fruitcake?</strong></font></a> <font size="2"><br>Maybe it's time to consider regifting. Do you regift? Are you a regifting victim? Regifting is a now-widely accepted practice, and can be a good tactic to include in a holiday budgeting plan. We want to hear your regifting story. Check out <a href="http://www.regiftable.com" target="_blank" class="FPNews">www.regiftable.com</a> and share it with us. </font></span> <font size="2"><p><img src="images/grnpoint.gif" alt="Money Management International" width="4" height="8" align="bottom" alt="point" /> <a target="_parent" href="index.asp?tp=FinanceWorksheets.asp"><strong>Financial Worksheets</strong></a><br> Determine your debt to income ratio with our easy-to-use worksheets. <p><img src="images/grnpoint.gif" alt="Money Management International" width="4" height="8" align="bottom" alt="point" /><strong><u>&nbsp;<a target="_parent" href="index.asp?tp=PlanningTools.asp">Planning Tools</a></u></strong><br> Help for planning the perfect wedding or vacation on a budget <p><img src="info/falert2.gif" align="bottom" alt="point" /> <A target="_parent" href="index.asp?tp=info/scamadds.asp"> <b>Credit Fraud</b></A><br> Protect yourself from the fastest growing crime in America </font><p> <font size="2"><img height="8" src="images/grnpoint.gif" width="4" align="bottom" alt="point" /> <A target="_parent" href="index.asp?tp=other/index.asp"> <b>Other Resources</b></A><br> Find links to related education, consumer and financial sites.</font> <font size="2"> <p> <!-- <img height="8" src="images/grnpoint.gif" width="4" align="bottom" alt="point" /> <A target="_parent" href="index.asp?tp=clientprofile.asp"> <b>Client Profile</b></A><br> If you are a CCCS client your story could inspire someone to turn his or her life around. --> </p> </font> </td> </tr> <tr> <td colspan=2 valign=top > <hr width="95%"> <center> <table width="95%" border="0" cellpadding="5" cellspacing="0"> <tr> <td align="center"><img src="images/MMILongGelLogo.gif" alt="Money Management International" width="300" height="53"></td> </tr> <tr> <td align="center"><a href="http://www.moneymanagement.org/refer.asp?RCID=46" target="_top"></a> <font size="-1"><a target="_parent" href="index.asp?tp=about.asp">About Money Management International</a><br> 9009 West Loop South, Suite 700, Houston, TX 77096<BR> 713 923-2227 (713 923-CCCS)</font>&nbsp;<font size="-1">1-800-873-2227 (1-800-873-CCCS)</font></td> </tr> </table> </center> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </body>